Dental Insurance

Dental Insurance

You have a choice of two dental plans:

  1. Dental Maintenance - Humana DHMO
  2. State of Texas Dental Choice - Humana PPO
 

 

The dental maintenance plan provides dental coverage to you and your covered dependents through a network of participating dentists. You MUST select a dentist and obtain services from that dentist in order to be covered for benefits. You may change dentists as often as you like. There is no deductible and your out-of-pocket expense is based upon the schedule of benefits and the services you receive. 

The participating dentist will file claims for you. A fee schedule and list of providers are available from the Benefits Office. You are covered for all services, including major dental procedures, as of the effective date of the plan. Generally, the co-payments represent about a 50% to 90% discount in normal fees. You receive a 30% discount for treatment by a specialist.

The PPO dental plan does not restrict your choice of dentists, but it does limit your coverage. 

 PPO  Benefits Available
  Preventative, basic, and major services are avaliable for coverage up to $1500.00 per calendar year.
  Coverage for orthodontia covers children through age 19. Plan pays 50% (no deductable) of the covered orthodontia services up to: $1,500 lifetime orthodontia maximum.