The bar study loan is available for students to cover bar study course(s) and living cost expenses after graduation. Like the alternative loan, the bar study loan is also a consumer loan and therefore require borrowers to demonstrate good credit history as part of the eligibility requirement. Applications may be requested up to one year prior to graduation or no later than six months after graduation. You may apply on line with any of our Preferred Lenders or visit the financial aid office for an application.